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28-08-2012, 03:11 PM
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Structure of Banking system in India ppt
Structure of Banking system in India

.pptx  Structure of Banking system in India.pptx (Size: 46.76 KB / Downloads: 71)


Indian banking industry is a mix of the public sector, private sector and foreign sector. The Indian banking system is three-tired. They are:
The Scheduled Commercial Banks
Regional Rural Banks
Co-operative and special purpose rural banks.

Scheduled and non-scheduled Banks

Scheduled Banks fall under the aegis of the second schedule of the RBI Act 1934. There are 19 nationalized banks apart from the SBI and its 7 associates, 30 Indian private sector banks, 32 foreign banks, 196 rural banks, 5 non-scheduled commercial banks.

Public sector banks

State Bank of India and its associate banks called the State Bank group.
20 nationalized banks.
Regional Rural Banks mainly sponsored by Public Sector Banks
Private sector
Old generation private banks
New generation private banks
Foreign banks in India
Scheduled Co-operative Banks
Non-scheduled Banks

Cooperative Banks

State Co-operative Banks
Central Co-operative Banks
Land Development Banks
Urban Co-operative Banks
Primary Agricultural Development Banks
Primary Land Development Banks
State Land Development Banks
Foreign Banks
Standard Chartered bank
Bank of America
Deutsche bank
Development Bank of Singapore

Development Banks

Industrial Finance Corporation of India (IFCI).
Industrial Development Bank of India (IDBI).
Industrial Credit and Investment Corporation of India (ICICI).
Industrial Investment Bank of India (IIBI).
Small Industries Development Bank of India (SIDBI).
National Bank for Agriculture and Rural Development (NABARD).
Export Import Bank of India.
National Housing Bank.


The Indian banking industry is growing at an astonishing rate. An expanding economy, middle class and technological innovations are all contributing to this growth. The Indian banking industry is in the middle of an IT revolution focusing on the expansion of retail and rural banking.
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